As our lives, our businesses, and the world we live in change day by day, we’re all left wondering how long this will last. How long will we feel the effects of the coronavirus? How deep will the impact go? The human toll may forever change families, but the economic impact will rebound with a […]

The angst caused by the coronavirus has most people on edge regarding both their health and financial situations. It’s at times like these when we want exact information about anything we’re doing – even the correct protocol for grocery shopping. That information brings knowledge, and this gives us a sense of relief and comfort. If […]

There’s a lot of anxiety right now regarding the coronavirus pandemic. The health situation must be addressed quickly, and many are concerned about the impact on the economy as well. Amidst all this anxiety, anyone with a megaphone – from the main street media to a lone blogger – has realized that bad news sells. […]

With interest rates hitting all-time lows over the past few weeks, many homeowners are opting to refinance. To decide if refinancing your home is the best option for you and your family, start by asking yourself these questions: Why do you want to refinance? There are many reasons to refinance, but here are three of […]

In real estate today, there are essentially three different price points in the market: the starter-home market, the middle -home market, and the premium or luxury market. Each one is unique, and depending on the city, the price point in these categories will vary. For example, a starter or lower-end home in San Francisco, California […]

According to a report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 37.4%.” That may have some people thinking about buying a home instead of signing another lease extension, but does that make sense from a financial perspective? In the report, Ralph McLaughlin, Trulia’s Chief […]

You made an offer and it was accepted. Your next task is to have the home inspected prior to closing. Agents oftentimes recommend you make your offer contingent on a clean home inspection. This contingency allows you to renegotiate the price you paid for the home, ask the sellers to cover repairs, or in some […]

Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you […]

  Regardless of your experience with homeownership, you probably have plenty of questions surrounding your down payment. What is truly required for a down payment? How can you best source down payment assistance? Let’s answer those questions here. 1. How Much Do You Really Need for a Down Payment? There is a long-standing misconception about […]

How to Make an Offer on a Home Overview of the offer process: ●  Find a home you like and tell your agent. ●  Your real estate agent will contact the seller’s listing agent to see if they are still selling offers, to see if there are any other offers on the table, and to […]